Like most of you, getting through 2020 was difficult for Mrs. Nine to Thrive and myself: Janene’s hours were cut back at the hospital. All of us faced restrictions to our every day life. Businesses were forced to shutdown. Not to mention what happened in the political world (sigh). I personally went into 2020 as …
I’ve made plenty of mistakes on my path to financial independence. Part of the reason why I wanted to start Nine to Thrive was to teach others not to make the same mistakes that I’ve made. Although I don’t have any regrets, I could have shaved years off my path to financial independence if I …
Recently, I dusted off the old tax returns and looked as far back as my spreadsheets go in order to relay our financial journey thus far. This post will cover our path to financial independence from its infancy to its current state. You’ll get a glimpse at our salaries, how much we’ve invested, and what …
Our Path to Financial Independence Retire Early 2019 Read More »
You don’t need a be a millionaire to be happy. And you don’t need to be a millionaire to retire early. I like to think of reaching early retirement as a game. You start the game when you join the workforce, and the game ends when you’ve accumulated enough wealth to be financially free for …
Healthcare coverage is easily overlooked when planning early retirement. Our coverage is usually, well, covered by the company we work for (at the cost of a chunk of our paychecks.) But, we’ll lose that coverage after quitting those jobs to retire early. So, how do we afford to cover our own healthcare for the rest …
How an HSA Can Pay for Healthcare During Retirement Read More »
I would be $22,977 richer today, if I could go back in time and change this common financial mistake. It seemed harmless at the time, but came back as a looming shadow over my retirement savings. So, what happened to all that money? I ate it. Over the course of 8 years, I bought lunch …
I remember the summer after graduating from high school. I was 18 with long blonde, surfer dude hair, working as a luggage handler at a hotel. One day at work, my coworkers and I were sitting around during down time. Somebody asked, “Hey bros (*hair flip*), what if you had enough money in your savings …